Baccarat is one of the most popular table games in casinos around the world. It has a simple ruleset and three possible outcomes: a player win, a banker win or a tie. The game is played by from seven to 14 players, sitting in two halves of the table, left and right of a dealer. Each player plays against the dealer, not each other.

The croupier is responsible for collecting and paying bets and dealing the cards. A winning hand is announced after the croupier has assessed the totals and a third card, if applicable, has been drawn. If the Player or Banker hands have a point total of 8 or 9 after their first two cards, this is called a natural and the round ends. The winning hand is paid and losing bets are collected.

If a third card is needed, the croupier will draw a card on either the Player or Banker hand if the first two cards total less than 8. The decision table below shows when a third card should be drawn. Cards numbered 2-9 are worth their face value and the ace is worth one point. Picture cards and Tens are zero points.

A winning hand in baccarat is the one that is closest to nine points. The dealer will pay the winning bets and collect any lost bets. The dealer will also place a 5% commission on the winning Banker’s hand in the commission box and track it for each win. The Commission is how the casino makes money on Baccarat.

As a new baccarat player, it’s important to decide how much you want to spend in advance. This will help you stay in control and avoid getting carried away. Ideally, you should bring cash with you to the casino and treat it as money for a night out rather than gambling. This will ensure that you don’t lose more than you can afford to and can keep playing until you have enough money to leave the casino.

Choosing the best online Baccarat site for you can be difficult because there are so many options. However, we recommend that you choose a site that offers a great welcome bonus and offers multiple ways to play the game. These include live dealers, different Baccarat variants and a range of betting limits from micro to high roller.

Whether you’re looking to play a quick game of baccarat while you’re watching your favorite TV show or you’re in the mood for some James Bond-style gambling, Baccarat is a fun and easy-to-learn table game that you can enjoy on your computer, tablet or mobile device. Try out a free baccarat game to get the hang of it, then switch over to real-money games once you feel confident in your skills. And don’t forget to apply all of the basic bankroll management tips every noob should know. Good luck!